Conventional
The most common program type offering competitive terms in Fixed and Adjustable periods
Jumbo
Increase buying power with Jumbo Financing
FHA / VA
Government agencies offer Flexible credit and income guidelines with smaller down payment options
Non-QM
Alternative means of financing for those that don’t fit the typical guideline requirements
Investor
Subject Property Cash Flow Analysis/DSCR
Entity Vesting
Protect your and your family with Entity Vesting
Business Owner / Self-Employed
Alternative income documentation including CPA P&L/Profit and Loss, Business and Personal Bank Statements, 1099’s and more
Commercial / Apartment Buildings
Small to large Commercial, Apartment, Retail, Office, Industrial, and Mixed-use financing
Asset Depletion / Pledged Assets
Utilize asset accounts such as brokerage and retirement accounts for income replacement
Non-Warrantable Condo / Condotels
Resort/Vacation Condotel / Ineligible Agency Financing for Condominiums, including large commercial space condominium buildings
Unique Property / Hobby Farm
Properties with unique attributes and Hobby farms that do not qualify for traditional financing
Acreage / Lot / Blanket
No maximum acreage, lot loans and blanket programs to finance multiple parcels under one large loan
Private Money / Hard money
Options for Private and Hard Money for business purpose. Includes distressed, delinquent, cash-out, purchase, RT refi, vacant land, ground up/vertical
Reno / Rehab
Renovate or rehab your current or new property utilizing final value
Equity Line of Credit / HELOC
Tap into your property equity with a line of credit